LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,210
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,705
−HK$2,535/mo
Today · 4.125%
HK$85,240
baseline
▲ 0.50% · 4.625%
HK$90,427
+HK$5,187/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,480/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,233
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,626
−HK$2,428/mo
Today · 4.125%
HK$94,054
baseline
▲ 0.50% · 4.625%
HK$99,012
+HK$4,958/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,108/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,252
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,246
−HK$3,042/mo
Today · 4.125%
HK$102,288
baseline
▲ 0.50% · 4.625%
HK$108,512
+HK$6,224/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$204,576/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,080
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,952
−HK$2,913/mo
Today · 4.125%
HK$112,865
baseline
▲ 0.50% · 4.625%
HK$118,814
+HK$5,949/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$225,730/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,295
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,788
−HK$3,548/mo
Today · 4.125%
HK$119,336
baseline
▲ 0.50% · 4.625%
HK$126,598
+HK$7,262/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,672/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,927
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,277
−HK$3,399/mo
Today · 4.125%
HK$131,676
baseline
▲ 0.50% · 4.625%
HK$138,617
+HK$6,941/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,352/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,379
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$148,870
−HK$4,563/mo
Today · 4.125%
HK$153,433
baseline
▲ 0.50% · 4.625%
HK$162,769
+HK$9,336/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,866/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,620
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,928
−HK$4,370/mo
Today · 4.125%
HK$169,298
baseline
▲ 0.50% · 4.625%
HK$178,222
+HK$8,924/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,596/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,982 · Scale 2, in force from 26 Feb 2026)