LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,213
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,708
−HK$2,535/mo
Today · 4.125%
HK$85,243
baseline
▲ 0.50% · 4.625%
HK$90,430
+HK$5,187/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,486/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,237
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,630
−HK$2,428/mo
Today · 4.125%
HK$94,058
baseline
▲ 0.50% · 4.625%
HK$99,016
+HK$4,958/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,116/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,256
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,250
−HK$3,042/mo
Today · 4.125%
HK$102,292
baseline
▲ 0.50% · 4.625%
HK$108,516
+HK$6,224/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$204,584/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,084
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,956
−HK$2,913/mo
Today · 4.125%
HK$112,869
baseline
▲ 0.50% · 4.625%
HK$118,819
+HK$5,950/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$225,738/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,299
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$115,792
−HK$3,549/mo
Today · 4.125%
HK$119,341
baseline
▲ 0.50% · 4.625%
HK$126,602
+HK$7,261/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,682/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,931
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,282
−HK$3,399/mo
Today · 4.125%
HK$131,681
baseline
▲ 0.50% · 4.625%
HK$138,622
+HK$6,941/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,362/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,384
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$148,875
−HK$4,563/mo
Today · 4.125%
HK$153,438
baseline
▲ 0.50% · 4.625%
HK$162,775
+HK$9,337/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,876/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,626
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,934
−HK$4,370/mo
Today · 4.125%
HK$169,304
baseline
▲ 0.50% · 4.625%
HK$178,228
+HK$8,924/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,608/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,038 · Scale 2, in force from 26 Feb 2026)