LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,214
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,709
−HK$2,535/mo
Today · 4.125%
HK$85,244
baseline
▲ 0.50% · 4.625%
HK$90,431
+HK$5,187/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,488/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,237
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,630
−HK$2,428/mo
Today · 4.125%
HK$94,058
baseline
▲ 0.50% · 4.625%
HK$99,016
+HK$4,958/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,116/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,257
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,251
−HK$3,042/mo
Today · 4.125%
HK$102,293
baseline
▲ 0.50% · 4.625%
HK$108,517
+HK$6,224/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$204,586/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,085
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,957
−HK$2,913/mo
Today · 4.125%
HK$112,870
baseline
▲ 0.50% · 4.625%
HK$118,820
+HK$5,950/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$225,740/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,299
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$115,793
−HK$3,549/mo
Today · 4.125%
HK$119,342
baseline
▲ 0.50% · 4.625%
HK$126,603
+HK$7,261/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,684/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,932
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,283
−HK$3,399/mo
Today · 4.125%
HK$131,682
baseline
▲ 0.50% · 4.625%
HK$138,623
+HK$6,941/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,364/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,385
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$148,876
−HK$4,563/mo
Today · 4.125%
HK$153,439
baseline
▲ 0.50% · 4.625%
HK$162,776
+HK$9,337/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,878/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,627
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,935
−HK$4,370/mo
Today · 4.125%
HK$169,305
baseline
▲ 0.50% · 4.625%
HK$178,229
+HK$8,924/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,610/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,048 · Scale 2, in force from 26 Feb 2026)