LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,216
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,711
−HK$2,535/mo
Today · 4.125%
HK$85,246
baseline
▲ 0.50% · 4.625%
HK$90,433
+HK$5,187/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,492/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,239
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,633
−HK$2,428/mo
Today · 4.125%
HK$94,061
baseline
▲ 0.50% · 4.625%
HK$99,019
+HK$4,958/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,122/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,259
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,253
−HK$3,042/mo
Today · 4.125%
HK$102,295
baseline
▲ 0.50% · 4.625%
HK$108,520
+HK$6,225/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$204,590/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,087
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,959
−HK$2,914/mo
Today · 4.125%
HK$112,873
baseline
▲ 0.50% · 4.625%
HK$118,823
+HK$5,950/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$225,746/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,302
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$115,796
−HK$3,549/mo
Today · 4.125%
HK$119,345
baseline
▲ 0.50% · 4.625%
HK$126,607
+HK$7,262/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,690/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,935
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,286
−HK$3,399/mo
Today · 4.125%
HK$131,685
baseline
▲ 0.50% · 4.625%
HK$138,626
+HK$6,941/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,370/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,389
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$148,880
−HK$4,563/mo
Today · 4.125%
HK$153,443
baseline
▲ 0.50% · 4.625%
HK$162,780
+HK$9,337/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,886/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,631
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,939
−HK$4,370/mo
Today · 4.125%
HK$169,309
baseline
▲ 0.50% · 4.625%
HK$178,234
+HK$8,925/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,618/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,086 · Scale 2, in force from 26 Feb 2026)