LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,218
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,713
−HK$2,535/mo
Today · 4.125%
HK$85,248
baseline
▲ 0.50% · 4.625%
HK$90,435
+HK$5,187/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,496/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,241
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,635
−HK$2,428/mo
Today · 4.125%
HK$94,063
baseline
▲ 0.50% · 4.625%
HK$99,021
+HK$4,958/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,126/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,261
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,256
−HK$3,042/mo
Today · 4.125%
HK$102,298
baseline
▲ 0.50% · 4.625%
HK$108,522
+HK$6,224/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$204,596/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,090
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,962
−HK$2,914/mo
Today · 4.125%
HK$112,876
baseline
▲ 0.50% · 4.625%
HK$118,825
+HK$5,949/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$225,752/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,305
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$115,798
−HK$3,549/mo
Today · 4.125%
HK$119,347
baseline
▲ 0.50% · 4.625%
HK$126,609
+HK$7,262/mo
Deposit HK$10.55M · loan HK$24.63M · min. income ≈ HK$238,694/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,938
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,289
−HK$3,399/mo
Today · 4.125%
HK$131,688
baseline
▲ 0.50% · 4.625%
HK$138,630
+HK$6,942/mo
Deposit HK$10.55M · loan HK$24.63M · min. income ≈ HK$263,376/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,392
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$148,883
−HK$4,564/mo
Today · 4.125%
HK$153,447
baseline
▲ 0.50% · 4.625%
HK$162,784
+HK$9,337/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,894/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,635
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,943
−HK$4,370/mo
Today · 4.125%
HK$169,313
baseline
▲ 0.50% · 4.625%
HK$178,238
+HK$8,925/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,626/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,120 · Scale 2, in force from 26 Feb 2026)