LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,226
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,722
−HK$2,535/mo
Today · 4.125%
HK$85,257
baseline
▲ 0.50% · 4.625%
HK$90,445
+HK$5,188/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,514/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,251
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,645
−HK$2,428/mo
Today · 4.125%
HK$94,073
baseline
▲ 0.50% · 4.625%
HK$99,032
+HK$4,959/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,146/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,272
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,266
−HK$3,043/mo
Today · 4.125%
HK$102,309
baseline
▲ 0.50% · 4.625%
HK$108,534
+HK$6,225/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$204,618/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,101
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,973
−HK$2,914/mo
Today · 4.125%
HK$112,887
baseline
▲ 0.50% · 4.625%
HK$118,838
+HK$5,951/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$225,774/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,317
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$115,810
−HK$3,550/mo
Today · 4.125%
HK$119,360
baseline
▲ 0.50% · 4.625%
HK$126,623
+HK$7,263/mo
Deposit HK$10.55M · loan HK$24.63M · min. income ≈ HK$238,720/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,951
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$128,302
−HK$3,400/mo
Today · 4.125%
HK$131,702
baseline
▲ 0.50% · 4.625%
HK$138,644
+HK$6,942/mo
Deposit HK$10.55M · loan HK$24.63M · min. income ≈ HK$263,404/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,407
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$148,899
−HK$4,564/mo
Today · 4.125%
HK$153,463
baseline
▲ 0.50% · 4.625%
HK$162,801
+HK$9,338/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,926/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,652
−HK$8,679/mo
▼ 0.25% · 3.875%
HK$164,960
−HK$4,371/mo
Today · 4.125%
HK$169,331
baseline
▲ 0.50% · 4.625%
HK$178,257
+HK$8,926/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,662/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,278 · Scale 2, in force from 26 Feb 2026)