LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,236
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,732
−HK$2,536/mo
Today · 4.125%
HK$85,268
baseline
▲ 0.50% · 4.625%
HK$90,456
+HK$5,188/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,536/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,262
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,656
−HK$2,429/mo
Today · 4.125%
HK$94,085
baseline
▲ 0.50% · 4.625%
HK$99,044
+HK$4,959/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,170/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,284
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,279
−HK$3,043/mo
Today · 4.125%
HK$102,322
baseline
▲ 0.50% · 4.625%
HK$108,548
+HK$6,226/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$204,644/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,115
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,988
−HK$2,914/mo
Today · 4.125%
HK$112,902
baseline
▲ 0.50% · 4.625%
HK$118,853
+HK$5,951/mo
Deposit HK$14.07M · loan HK$21.11M · min. income ≈ HK$225,804/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,331
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$115,825
−HK$3,550/mo
Today · 4.125%
HK$119,375
baseline
▲ 0.50% · 4.625%
HK$126,639
+HK$7,264/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$238,750/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,967
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$128,319
−HK$3,400/mo
Today · 4.125%
HK$131,719
baseline
▲ 0.50% · 4.625%
HK$138,662
+HK$6,943/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$263,438/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,426
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$148,918
−HK$4,564/mo
Today · 4.125%
HK$153,482
baseline
▲ 0.50% · 4.625%
HK$162,821
+HK$9,339/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$306,964/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,672
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$164,981
−HK$4,372/mo
Today · 4.125%
HK$169,353
baseline
▲ 0.50% · 4.625%
HK$178,280
+HK$8,927/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$338,706/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,469 · Scale 2, in force from 26 Feb 2026)