LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,241
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,737
−HK$2,536/mo
Today · 4.125%
HK$85,273
baseline
▲ 0.50% · 4.625%
HK$90,461
+HK$5,188/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,546/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,267
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,661
−HK$2,429/mo
Today · 4.125%
HK$94,090
baseline
▲ 0.50% · 4.625%
HK$99,050
+HK$4,960/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,180/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,289
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,284
−HK$3,043/mo
Today · 4.125%
HK$102,327
baseline
▲ 0.50% · 4.625%
HK$108,554
+HK$6,227/mo
Deposit HK$14.08M · loan HK$21.11M · min. income ≈ HK$204,654/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,121
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,994
−HK$2,914/mo
Today · 4.125%
HK$112,908
baseline
▲ 0.50% · 4.625%
HK$118,860
+HK$5,952/mo
Deposit HK$14.08M · loan HK$21.11M · min. income ≈ HK$225,816/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,337
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$115,832
−HK$3,550/mo
Today · 4.125%
HK$119,382
baseline
▲ 0.50% · 4.625%
HK$126,646
+HK$7,264/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$238,764/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,974
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$128,326
−HK$3,400/mo
Today · 4.125%
HK$131,726
baseline
▲ 0.50% · 4.625%
HK$138,670
+HK$6,944/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$263,452/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,434
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$148,927
−HK$4,564/mo
Today · 4.125%
HK$153,491
baseline
▲ 0.50% · 4.625%
HK$162,831
+HK$9,340/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$306,982/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,681
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$164,991
−HK$4,371/mo
Today · 4.125%
HK$169,362
baseline
▲ 0.50% · 4.625%
HK$178,290
+HK$8,928/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$338,724/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,553 · Scale 2, in force from 26 Feb 2026)