LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,242
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,738
−HK$2,536/mo
Today · 4.125%
HK$85,274
baseline
▲ 0.50% · 4.625%
HK$90,462
+HK$5,188/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,548/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,268
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,662
−HK$2,429/mo
Today · 4.125%
HK$94,091
baseline
▲ 0.50% · 4.625%
HK$99,051
+HK$4,960/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,182/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,290
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,285
−HK$3,043/mo
Today · 4.125%
HK$102,328
baseline
▲ 0.50% · 4.625%
HK$108,555
+HK$6,227/mo
Deposit HK$14.08M · loan HK$21.11M · min. income ≈ HK$204,656/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,122
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,995
−HK$2,914/mo
Today · 4.125%
HK$112,909
baseline
▲ 0.50% · 4.625%
HK$118,861
+HK$5,952/mo
Deposit HK$14.08M · loan HK$21.11M · min. income ≈ HK$225,818/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,339
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$115,833
−HK$3,550/mo
Today · 4.125%
HK$119,383
baseline
▲ 0.50% · 4.625%
HK$126,647
+HK$7,264/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$238,766/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,976
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$128,327
−HK$3,401/mo
Today · 4.125%
HK$131,728
baseline
▲ 0.50% · 4.625%
HK$138,671
+HK$6,943/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$263,456/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,435
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$148,928
−HK$4,565/mo
Today · 4.125%
HK$153,493
baseline
▲ 0.50% · 4.625%
HK$162,832
+HK$9,339/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$306,986/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,683
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$164,992
−HK$4,372/mo
Today · 4.125%
HK$169,364
baseline
▲ 0.50% · 4.625%
HK$178,291
+HK$8,927/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$338,728/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,568 · Scale 2, in force from 26 Feb 2026)