LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,243
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,739
−HK$2,536/mo
Today · 4.125%
HK$85,275
baseline
▲ 0.50% · 4.625%
HK$90,464
+HK$5,189/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$170,550/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,270
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,664
−HK$2,429/mo
Today · 4.125%
HK$94,093
baseline
▲ 0.50% · 4.625%
HK$99,052
+HK$4,959/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$188,186/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,292
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,287
−HK$3,043/mo
Today · 4.125%
HK$102,330
baseline
▲ 0.50% · 4.625%
HK$108,557
+HK$6,227/mo
Deposit HK$14.08M · loan HK$21.11M · min. income ≈ HK$204,660/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,124
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,997
−HK$2,914/mo
Today · 4.125%
HK$112,911
baseline
▲ 0.50% · 4.625%
HK$118,863
+HK$5,952/mo
Deposit HK$14.08M · loan HK$21.11M · min. income ≈ HK$225,822/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,340
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$115,835
−HK$3,550/mo
Today · 4.125%
HK$119,385
baseline
▲ 0.50% · 4.625%
HK$126,649
+HK$7,264/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$238,770/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,977
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,329
−HK$3,401/mo
Today · 4.125%
HK$131,730
baseline
▲ 0.50% · 4.625%
HK$138,673
+HK$6,943/mo
Deposit HK$10.56M · loan HK$24.63M · min. income ≈ HK$263,460/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,438
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$148,930
−HK$4,565/mo
Today · 4.125%
HK$153,495
baseline
▲ 0.50% · 4.625%
HK$162,835
+HK$9,340/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$306,990/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,685
−HK$8,682/mo
▼ 0.25% · 3.875%
HK$164,995
−HK$4,372/mo
Today · 4.125%
HK$169,367
baseline
▲ 0.50% · 4.625%
HK$178,294
+HK$8,927/mo
Deposit HK$3.52M · loan HK$31.67M · min. income ≈ HK$338,734/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,495,591 · Scale 2, in force from 26 Feb 2026)