LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,254
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,750
−HK$2,536/mo
Today · 4.125%
HK$85,286
baseline
▲ 0.50% · 4.625%
HK$90,476
+HK$5,190/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$170,572/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,282
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,676
−HK$2,429/mo
Today · 4.125%
HK$94,105
baseline
▲ 0.50% · 4.625%
HK$99,066
+HK$4,961/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$188,210/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,305
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$99,300
−HK$3,044/mo
Today · 4.125%
HK$102,344
baseline
▲ 0.50% · 4.625%
HK$108,571
+HK$6,227/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$204,688/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,138
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$110,011
−HK$2,915/mo
Today · 4.125%
HK$112,926
baseline
▲ 0.50% · 4.625%
HK$118,879
+HK$5,953/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$225,852/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,355
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,850
−HK$3,551/mo
Today · 4.125%
HK$119,401
baseline
▲ 0.50% · 4.625%
HK$126,666
+HK$7,265/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$238,802/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,994
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,346
−HK$3,401/mo
Today · 4.125%
HK$131,747
baseline
▲ 0.50% · 4.625%
HK$138,692
+HK$6,945/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$263,494/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,457
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$148,950
−HK$4,565/mo
Today · 4.125%
HK$153,515
baseline
▲ 0.50% · 4.625%
HK$162,857
+HK$9,342/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$307,030/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,707
−HK$8,682/mo
▼ 0.25% · 3.875%
HK$165,017
−HK$4,372/mo
Today · 4.125%
HK$169,389
baseline
▲ 0.50% · 4.625%
HK$178,318
+HK$8,929/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$338,778/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,495,791 · Scale 2, in force from 26 Feb 2026)