LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,267
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,764
−HK$2,536/mo
Today · 4.125%
HK$85,300
baseline
▲ 0.50% · 4.625%
HK$90,491
+HK$5,191/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$170,600/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,296
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,691
−HK$2,429/mo
Today · 4.125%
HK$94,120
baseline
▲ 0.50% · 4.625%
HK$99,082
+HK$4,962/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$188,240/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,320
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,316
−HK$3,044/mo
Today · 4.125%
HK$102,360
baseline
▲ 0.50% · 4.625%
HK$108,589
+HK$6,229/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$204,720/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,155
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,029
−HK$2,915/mo
Today · 4.125%
HK$112,944
baseline
▲ 0.50% · 4.625%
HK$118,898
+HK$5,954/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$225,888/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,373
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$115,869
−HK$3,551/mo
Today · 4.125%
HK$119,420
baseline
▲ 0.50% · 4.625%
HK$126,687
+HK$7,267/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$238,840/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,014
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$128,367
−HK$3,402/mo
Today · 4.125%
HK$131,769
baseline
▲ 0.50% · 4.625%
HK$138,714
+HK$6,945/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$263,538/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,480
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$148,974
−HK$4,566/mo
Today · 4.125%
HK$153,540
baseline
▲ 0.50% · 4.625%
HK$162,883
+HK$9,343/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$307,080/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,733
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$165,044
−HK$4,373/mo
Today · 4.125%
HK$169,417
baseline
▲ 0.50% · 4.625%
HK$178,347
+HK$8,930/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$338,834/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,033 · Scale 2, in force from 26 Feb 2026)