LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,268
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,765
−HK$2,537/mo
Today · 4.125%
HK$85,302
baseline
▲ 0.50% · 4.625%
HK$90,492
+HK$5,190/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$170,604/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,298
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,692
−HK$2,430/mo
Today · 4.125%
HK$94,122
baseline
▲ 0.50% · 4.625%
HK$99,083
+HK$4,961/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$188,244/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,322
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,318
−HK$3,044/mo
Today · 4.125%
HK$102,362
baseline
▲ 0.50% · 4.625%
HK$108,590
+HK$6,228/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$204,724/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,157
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,031
−HK$2,915/mo
Today · 4.125%
HK$112,946
baseline
▲ 0.50% · 4.625%
HK$118,900
+HK$5,954/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$225,892/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,375
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$115,871
−HK$3,551/mo
Today · 4.125%
HK$119,422
baseline
▲ 0.50% · 4.625%
HK$126,689
+HK$7,267/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$238,844/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,017
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$128,369
−HK$3,402/mo
Today · 4.125%
HK$131,771
baseline
▲ 0.50% · 4.625%
HK$138,717
+HK$6,946/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$263,542/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,483
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$148,977
−HK$4,566/mo
Today · 4.125%
HK$153,543
baseline
▲ 0.50% · 4.625%
HK$162,886
+HK$9,343/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$307,086/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,736
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$165,046
−HK$4,374/mo
Today · 4.125%
HK$169,420
baseline
▲ 0.50% · 4.625%
HK$178,350
+HK$8,930/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$338,840/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,059 · Scale 2, in force from 26 Feb 2026)