LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,276
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,773
−HK$2,537/mo
Today · 4.125%
HK$85,310
baseline
▲ 0.50% · 4.625%
HK$90,501
+HK$5,191/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$170,620/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,306
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,701
−HK$2,430/mo
Today · 4.125%
HK$94,131
baseline
▲ 0.50% · 4.625%
HK$99,093
+HK$4,962/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$188,262/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,331
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,327
−HK$3,045/mo
Today · 4.125%
HK$102,372
baseline
▲ 0.50% · 4.625%
HK$108,601
+HK$6,229/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$204,744/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,167
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,041
−HK$2,916/mo
Today · 4.125%
HK$112,957
baseline
▲ 0.50% · 4.625%
HK$118,911
+HK$5,954/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$225,914/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,386
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$115,882
−HK$3,551/mo
Today · 4.125%
HK$119,433
baseline
▲ 0.50% · 4.625%
HK$126,701
+HK$7,268/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$238,866/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,028
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$128,381
−HK$3,402/mo
Today · 4.125%
HK$131,783
baseline
▲ 0.50% · 4.625%
HK$138,730
+HK$6,947/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$263,566/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,496
−HK$9,061/mo
▼ 0.25% · 3.875%
HK$148,991
−HK$4,566/mo
Today · 4.125%
HK$153,557
baseline
▲ 0.50% · 4.625%
HK$162,901
+HK$9,344/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$307,114/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,751
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$165,062
−HK$4,373/mo
Today · 4.125%
HK$169,435
baseline
▲ 0.50% · 4.625%
HK$178,367
+HK$8,932/mo
Deposit HK$3.52M · loan HK$31.68M · min. income ≈ HK$338,870/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,198 · Scale 2, in force from 26 Feb 2026)