LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,279
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,776
−HK$2,537/mo
Today · 4.125%
HK$85,313
baseline
▲ 0.50% · 4.625%
HK$90,504
+HK$5,191/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$170,626/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,309
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,704
−HK$2,430/mo
Today · 4.125%
HK$94,134
baseline
▲ 0.50% · 4.625%
HK$99,096
+HK$4,962/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$188,268/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,334
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,331
−HK$3,044/mo
Today · 4.125%
HK$102,375
baseline
▲ 0.50% · 4.625%
HK$108,605
+HK$6,230/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$204,750/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,171
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,045
−HK$2,916/mo
Today · 4.125%
HK$112,961
baseline
▲ 0.50% · 4.625%
HK$118,916
+HK$5,955/mo
Deposit HK$14.08M · loan HK$21.12M · min. income ≈ HK$225,922/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,390
−HK$7,048/mo
▼ 0.25% · 3.875%
HK$115,886
−HK$3,552/mo
Today · 4.125%
HK$119,438
baseline
▲ 0.50% · 4.625%
HK$126,706
+HK$7,268/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$238,876/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,033
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$128,386
−HK$3,402/mo
Today · 4.125%
HK$131,788
baseline
▲ 0.50% · 4.625%
HK$138,735
+HK$6,947/mo
Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$263,576/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,502
−HK$9,061/mo
▼ 0.25% · 3.875%
HK$148,996
−HK$4,567/mo
Today · 4.125%
HK$153,563
baseline
▲ 0.50% · 4.625%
HK$162,907
+HK$9,344/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$307,126/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,757
−HK$8,685/mo
▼ 0.25% · 3.875%
HK$165,068
−HK$4,374/mo
Today · 4.125%
HK$169,442
baseline
▲ 0.50% · 4.625%
HK$178,373
+HK$8,931/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$338,884/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,255 · Scale 2, in force from 26 Feb 2026)