LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,287
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,784
−HK$2,537/mo
Today · 4.125%
HK$85,321
baseline
▲ 0.50% · 4.625%
HK$90,513
+HK$5,192/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$170,642/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,318
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,714
−HK$2,430/mo
Today · 4.125%
HK$94,144
baseline
▲ 0.50% · 4.625%
HK$99,106
+HK$4,962/mo
Deposit HK$17.60M · loan HK$17.60M · min. income ≈ HK$188,288/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,344
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,341
−HK$3,045/mo
Today · 4.125%
HK$102,386
baseline
▲ 0.50% · 4.625%
HK$108,615
+HK$6,229/mo
Deposit HK$14.08M · loan HK$21.13M · min. income ≈ HK$204,772/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,182
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,056
−HK$2,916/mo
Today · 4.125%
HK$112,972
baseline
▲ 0.50% · 4.625%
HK$118,927
+HK$5,955/mo
Deposit HK$14.08M · loan HK$21.13M · min. income ≈ HK$225,944/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,401
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$115,898
−HK$3,552/mo
Today · 4.125%
HK$119,450
baseline
▲ 0.50% · 4.625%
HK$126,718
+HK$7,268/mo
Deposit HK$10.56M · loan HK$24.65M · min. income ≈ HK$238,900/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,045
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$128,399
−HK$3,402/mo
Today · 4.125%
HK$131,801
baseline
▲ 0.50% · 4.625%
HK$138,748
+HK$6,947/mo
Deposit HK$10.56M · loan HK$24.65M · min. income ≈ HK$263,602/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,516
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$149,011
−HK$4,567/mo
Today · 4.125%
HK$153,578
baseline
▲ 0.50% · 4.625%
HK$162,923
+HK$9,345/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$307,156/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,772
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$165,084
−HK$4,375/mo
Today · 4.125%
HK$169,459
baseline
▲ 0.50% · 4.625%
HK$178,391
+HK$8,932/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$338,918/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,403 · Scale 2, in force from 26 Feb 2026)