LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,291
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,788
−HK$2,537/mo
Today · 4.125%
HK$85,325
baseline
▲ 0.50% · 4.625%
HK$90,517
+HK$5,192/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,650/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,322
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,718
−HK$2,430/mo
Today · 4.125%
HK$94,148
baseline
▲ 0.50% · 4.625%
HK$99,111
+HK$4,963/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,296/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,349
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,346
−HK$3,045/mo
Today · 4.125%
HK$102,391
baseline
▲ 0.50% · 4.625%
HK$108,621
+HK$6,230/mo
Deposit HK$14.08M · loan HK$21.13M · min. income ≈ HK$204,782/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,187
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,062
−HK$2,916/mo
Today · 4.125%
HK$112,978
baseline
▲ 0.50% · 4.625%
HK$118,933
+HK$5,955/mo
Deposit HK$14.08M · loan HK$21.13M · min. income ≈ HK$225,956/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,407
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$115,903
−HK$3,553/mo
Today · 4.125%
HK$119,456
baseline
▲ 0.50% · 4.625%
HK$126,724
+HK$7,268/mo
Deposit HK$10.56M · loan HK$24.65M · min. income ≈ HK$238,912/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,051
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$128,405
−HK$3,403/mo
Today · 4.125%
HK$131,808
baseline
▲ 0.50% · 4.625%
HK$138,755
+HK$6,947/mo
Deposit HK$10.56M · loan HK$24.65M · min. income ≈ HK$263,616/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,523
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$149,018
−HK$4,568/mo
Today · 4.125%
HK$153,586
baseline
▲ 0.50% · 4.625%
HK$162,931
+HK$9,345/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$307,172/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,780
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$165,092
−HK$4,375/mo
Today · 4.125%
HK$169,467
baseline
▲ 0.50% · 4.625%
HK$178,400
+HK$8,933/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$338,934/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,476 · Scale 2, in force from 26 Feb 2026)