LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,297
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,795
−HK$2,538/mo
Today · 4.125%
HK$85,333
baseline
▲ 0.50% · 4.625%
HK$90,525
+HK$5,192/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,666/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,330
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,726
−HK$2,430/mo
Today · 4.125%
HK$94,156
baseline
▲ 0.50% · 4.625%
HK$99,119
+HK$4,963/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,312/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,357
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,354
−HK$3,045/mo
Today · 4.125%
HK$102,399
baseline
▲ 0.50% · 4.625%
HK$108,630
+HK$6,231/mo
Deposit HK$14.09M · loan HK$21.13M · min. income ≈ HK$204,798/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,196
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$110,071
−HK$2,917/mo
Today · 4.125%
HK$112,988
baseline
▲ 0.50% · 4.625%
HK$118,943
+HK$5,955/mo
Deposit HK$14.09M · loan HK$21.13M · min. income ≈ HK$225,976/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,416
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$115,913
−HK$3,553/mo
Today · 4.125%
HK$119,466
baseline
▲ 0.50% · 4.625%
HK$126,735
+HK$7,269/mo
Deposit HK$10.56M · loan HK$24.65M · min. income ≈ HK$238,932/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,062
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$128,416
−HK$3,403/mo
Today · 4.125%
HK$131,819
baseline
▲ 0.50% · 4.625%
HK$138,767
+HK$6,948/mo
Deposit HK$10.56M · loan HK$24.65M · min. income ≈ HK$263,638/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,535
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$149,031
−HK$4,568/mo
Today · 4.125%
HK$153,599
baseline
▲ 0.50% · 4.625%
HK$162,945
+HK$9,346/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$307,198/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,794
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$165,107
−HK$4,374/mo
Today · 4.125%
HK$169,481
baseline
▲ 0.50% · 4.625%
HK$178,415
+HK$8,934/mo
Deposit HK$3.52M · loan HK$31.69M · min. income ≈ HK$338,962/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,605 · Scale 2, in force from 26 Feb 2026)