LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,306
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,804
−HK$2,538/mo
Today · 4.125%
HK$85,342
baseline
▲ 0.50% · 4.625%
HK$90,535
+HK$5,193/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,684/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,340
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,736
−HK$2,430/mo
Today · 4.125%
HK$94,166
baseline
▲ 0.50% · 4.625%
HK$99,130
+HK$4,964/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,332/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,367
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$99,365
−HK$3,045/mo
Today · 4.125%
HK$102,410
baseline
▲ 0.50% · 4.625%
HK$108,642
+HK$6,232/mo
Deposit HK$14.09M · loan HK$21.13M · min. income ≈ HK$204,820/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,208
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$110,083
−HK$2,917/mo
Today · 4.125%
HK$113,000
baseline
▲ 0.50% · 4.625%
HK$118,956
+HK$5,956/mo
Deposit HK$14.09M · loan HK$21.13M · min. income ≈ HK$226,000/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,429
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$115,926
−HK$3,553/mo
Today · 4.125%
HK$119,479
baseline
▲ 0.50% · 4.625%
HK$126,749
+HK$7,270/mo
Deposit HK$10.57M · loan HK$24.65M · min. income ≈ HK$238,958/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,076
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$128,430
−HK$3,403/mo
Today · 4.125%
HK$131,833
baseline
▲ 0.50% · 4.625%
HK$138,782
+HK$6,949/mo
Deposit HK$10.57M · loan HK$24.65M · min. income ≈ HK$263,666/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,551
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$149,047
−HK$4,569/mo
Today · 4.125%
HK$153,616
baseline
▲ 0.50% · 4.625%
HK$162,963
+HK$9,347/mo
Deposit HK$3.52M · loan HK$31.70M · min. income ≈ HK$307,232/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,812
−HK$8,688/mo
▼ 0.25% · 3.875%
HK$165,124
−HK$4,376/mo
Today · 4.125%
HK$169,500
baseline
▲ 0.50% · 4.625%
HK$178,434
+HK$8,934/mo
Deposit HK$3.52M · loan HK$31.70M · min. income ≈ HK$339,000/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,496,766 · Scale 2, in force from 26 Feb 2026)