LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,327
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,826
−HK$2,539/mo
Today · 4.125%
HK$85,365
baseline
▲ 0.50% · 4.625%
HK$90,559
+HK$5,194/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,730/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,363
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,760
−HK$2,431/mo
Today · 4.125%
HK$94,191
baseline
▲ 0.50% · 4.625%
HK$99,156
+HK$4,965/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,382/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,393
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$99,391
−HK$3,046/mo
Today · 4.125%
HK$102,437
baseline
▲ 0.50% · 4.625%
HK$108,671
+HK$6,234/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,874/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,236
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,112
−HK$2,918/mo
Today · 4.125%
HK$113,030
baseline
▲ 0.50% · 4.625%
HK$118,988
+HK$5,958/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,060/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,458
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,956
−HK$3,554/mo
Today · 4.125%
HK$119,510
baseline
▲ 0.50% · 4.625%
HK$126,782
+HK$7,272/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,020/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,109
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,464
−HK$3,404/mo
Today · 4.125%
HK$131,868
baseline
▲ 0.50% · 4.625%
HK$138,819
+HK$6,951/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,736/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,589
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,087
−HK$4,569/mo
Today · 4.125%
HK$153,656
baseline
▲ 0.50% · 4.625%
HK$163,006
+HK$9,350/mo
Deposit HK$3.52M · loan HK$31.70M · min. income ≈ HK$307,312/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,854
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,168
−HK$4,376/mo
Today · 4.125%
HK$169,544
baseline
▲ 0.50% · 4.625%
HK$178,481
+HK$8,937/mo
Deposit HK$3.52M · loan HK$31.70M · min. income ≈ HK$339,088/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,162 · Scale 2, in force from 26 Feb 2026)