LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,329
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,827
−HK$2,539/mo
Today · 4.125%
HK$85,366
baseline
▲ 0.50% · 4.625%
HK$90,560
+HK$5,194/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,732/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,365
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,762
−HK$2,431/mo
Today · 4.125%
HK$94,193
baseline
▲ 0.50% · 4.625%
HK$99,158
+HK$4,965/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,386/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,394
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,393
−HK$3,046/mo
Today · 4.125%
HK$102,439
baseline
▲ 0.50% · 4.625%
HK$108,672
+HK$6,233/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,878/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,238
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,114
−HK$2,918/mo
Today · 4.125%
HK$113,032
baseline
▲ 0.50% · 4.625%
HK$118,990
+HK$5,958/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,064/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,460
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,958
−HK$3,554/mo
Today · 4.125%
HK$119,512
baseline
▲ 0.50% · 4.625%
HK$126,784
+HK$7,272/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,024/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,111
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,466
−HK$3,404/mo
Today · 4.125%
HK$131,870
baseline
▲ 0.50% · 4.625%
HK$138,821
+HK$6,951/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,740/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,592
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,089
−HK$4,570/mo
Today · 4.125%
HK$153,659
baseline
▲ 0.50% · 4.625%
HK$163,009
+HK$9,350/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,318/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,857
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,171
−HK$4,376/mo
Today · 4.125%
HK$169,547
baseline
▲ 0.50% · 4.625%
HK$178,484
+HK$8,937/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,094/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,187 · Scale 2, in force from 26 Feb 2026)