LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,329
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,828
−HK$2,539/mo
Today · 4.125%
HK$85,367
baseline
▲ 0.50% · 4.625%
HK$90,561
+HK$5,194/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,734/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,366
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,762
−HK$2,432/mo
Today · 4.125%
HK$94,194
baseline
▲ 0.50% · 4.625%
HK$99,159
+HK$4,965/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,388/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,395
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,394
−HK$3,046/mo
Today · 4.125%
HK$102,440
baseline
▲ 0.50% · 4.625%
HK$108,673
+HK$6,233/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,880/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,239
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,115
−HK$2,918/mo
Today · 4.125%
HK$113,033
baseline
▲ 0.50% · 4.625%
HK$118,991
+HK$5,958/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,066/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,461
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$115,959
−HK$3,555/mo
Today · 4.125%
HK$119,514
baseline
▲ 0.50% · 4.625%
HK$126,786
+HK$7,272/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,028/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,112
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,467
−HK$3,404/mo
Today · 4.125%
HK$131,871
baseline
▲ 0.50% · 4.625%
HK$138,823
+HK$6,952/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,742/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,593
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,091
−HK$4,569/mo
Today · 4.125%
HK$153,660
baseline
▲ 0.50% · 4.625%
HK$163,010
+HK$9,350/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,320/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,858
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$165,172
−HK$4,377/mo
Today · 4.125%
HK$169,549
baseline
▲ 0.50% · 4.625%
HK$178,486
+HK$8,937/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,098/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,201 · Scale 2, in force from 26 Feb 2026)