LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,330
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,829
−HK$2,538/mo
Today · 4.125%
HK$85,367
baseline
▲ 0.50% · 4.625%
HK$90,562
+HK$5,195/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,734/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,366
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,763
−HK$2,431/mo
Today · 4.125%
HK$94,194
baseline
▲ 0.50% · 4.625%
HK$99,159
+HK$4,965/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,388/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,396
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,394
−HK$3,047/mo
Today · 4.125%
HK$102,441
baseline
▲ 0.50% · 4.625%
HK$108,674
+HK$6,233/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,882/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,239
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,115
−HK$2,918/mo
Today · 4.125%
HK$113,033
baseline
▲ 0.50% · 4.625%
HK$118,991
+HK$5,958/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,066/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,462
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,960
−HK$3,554/mo
Today · 4.125%
HK$119,514
baseline
▲ 0.50% · 4.625%
HK$126,786
+HK$7,272/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,028/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,113
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,468
−HK$3,404/mo
Today · 4.125%
HK$131,872
baseline
▲ 0.50% · 4.625%
HK$138,823
+HK$6,951/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,744/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,594
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,091
−HK$4,570/mo
Today · 4.125%
HK$153,661
baseline
▲ 0.50% · 4.625%
HK$163,011
+HK$9,350/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,322/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,859
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$165,173
−HK$4,377/mo
Today · 4.125%
HK$169,550
baseline
▲ 0.50% · 4.625%
HK$178,487
+HK$8,937/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,100/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,209 · Scale 2, in force from 26 Feb 2026)