LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,331
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,830
−HK$2,539/mo
Today · 4.125%
HK$85,369
baseline
▲ 0.50% · 4.625%
HK$90,563
+HK$5,194/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$170,738/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,368
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,765
−HK$2,431/mo
Today · 4.125%
HK$94,196
baseline
▲ 0.50% · 4.625%
HK$99,161
+HK$4,965/mo
Deposit HK$17.61M · loan HK$17.61M · min. income ≈ HK$188,392/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,398
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,396
−HK$3,047/mo
Today · 4.125%
HK$102,443
baseline
▲ 0.50% · 4.625%
HK$108,676
+HK$6,233/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,886/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,242
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$110,118
−HK$2,917/mo
Today · 4.125%
HK$113,035
baseline
▲ 0.50% · 4.625%
HK$118,994
+HK$5,959/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,070/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,464
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$115,962
−HK$3,555/mo
Today · 4.125%
HK$119,517
baseline
▲ 0.50% · 4.625%
HK$126,789
+HK$7,272/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,034/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,115
−HK$6,760/mo
▼ 0.25% · 3.875%
HK$128,471
−HK$3,404/mo
Today · 4.125%
HK$131,875
baseline
▲ 0.50% · 4.625%
HK$138,826
+HK$6,951/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,750/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,597
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,094
−HK$4,570/mo
Today · 4.125%
HK$153,664
baseline
▲ 0.50% · 4.625%
HK$163,014
+HK$9,350/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,328/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,862
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$165,177
−HK$4,376/mo
Today · 4.125%
HK$169,553
baseline
▲ 0.50% · 4.625%
HK$178,491
+HK$8,938/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,106/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,239 · Scale 2, in force from 26 Feb 2026)