LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,337
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,836
−HK$2,539/mo
Today · 4.125%
HK$85,375
baseline
▲ 0.50% · 4.625%
HK$90,570
+HK$5,195/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,750/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,374
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,771
−HK$2,432/mo
Today · 4.125%
HK$94,203
baseline
▲ 0.50% · 4.625%
HK$99,168
+HK$4,965/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,406/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,404
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,403
−HK$3,047/mo
Today · 4.125%
HK$102,450
baseline
▲ 0.50% · 4.625%
HK$108,683
+HK$6,233/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,900/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,249
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,125
−HK$2,918/mo
Today · 4.125%
HK$113,043
baseline
▲ 0.50% · 4.625%
HK$119,002
+HK$5,959/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,086/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,472
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$115,970
−HK$3,555/mo
Today · 4.125%
HK$119,525
baseline
▲ 0.50% · 4.625%
HK$126,797
+HK$7,272/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,050/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,124
−HK$6,760/mo
▼ 0.25% · 3.875%
HK$128,479
−HK$3,405/mo
Today · 4.125%
HK$131,884
baseline
▲ 0.50% · 4.625%
HK$138,835
+HK$6,951/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,768/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,606
−HK$9,068/mo
▼ 0.25% · 3.875%
HK$149,104
−HK$4,570/mo
Today · 4.125%
HK$153,674
baseline
▲ 0.50% · 4.625%
HK$163,025
+HK$9,351/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,348/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,873
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,188
−HK$4,377/mo
Today · 4.125%
HK$169,565
baseline
▲ 0.50% · 4.625%
HK$178,503
+HK$8,938/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,130/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,340 · Scale 2, in force from 26 Feb 2026)