LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,343
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,842
−HK$2,539/mo
Today · 4.125%
HK$85,381
baseline
▲ 0.50% · 4.625%
HK$90,577
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,762/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,381
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,778
−HK$2,432/mo
Today · 4.125%
HK$94,210
baseline
▲ 0.50% · 4.625%
HK$99,176
+HK$4,966/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,420/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,412
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,411
−HK$3,047/mo
Today · 4.125%
HK$102,458
baseline
▲ 0.50% · 4.625%
HK$108,692
+HK$6,234/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,916/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,257
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,134
−HK$2,918/mo
Today · 4.125%
HK$113,052
baseline
▲ 0.50% · 4.625%
HK$119,011
+HK$5,959/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,104/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,481
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$115,979
−HK$3,555/mo
Today · 4.125%
HK$119,534
baseline
▲ 0.50% · 4.625%
HK$126,807
+HK$7,273/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,068/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,134
−HK$6,760/mo
▼ 0.25% · 3.875%
HK$128,490
−HK$3,404/mo
Today · 4.125%
HK$131,894
baseline
▲ 0.50% · 4.625%
HK$138,846
+HK$6,952/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,788/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,618
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,116
−HK$4,571/mo
Today · 4.125%
HK$153,687
baseline
▲ 0.50% · 4.625%
HK$163,038
+HK$9,351/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,374/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,886
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,201
−HK$4,377/mo
Today · 4.125%
HK$169,578
baseline
▲ 0.50% · 4.625%
HK$178,517
+HK$8,939/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,156/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,459 · Scale 2, in force from 26 Feb 2026)