LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,344
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,843
−HK$2,539/mo
Today · 4.125%
HK$85,382
baseline
▲ 0.50% · 4.625%
HK$90,578
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,764/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,382
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,779
−HK$2,432/mo
Today · 4.125%
HK$94,211
baseline
▲ 0.50% · 4.625%
HK$99,177
+HK$4,966/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,422/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,413
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,412
−HK$3,047/mo
Today · 4.125%
HK$102,459
baseline
▲ 0.50% · 4.625%
HK$108,693
+HK$6,234/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,918/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,258
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,135
−HK$2,918/mo
Today · 4.125%
HK$113,053
baseline
▲ 0.50% · 4.625%
HK$119,012
+HK$5,959/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,106/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,482
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$115,981
−HK$3,554/mo
Today · 4.125%
HK$119,535
baseline
▲ 0.50% · 4.625%
HK$126,809
+HK$7,274/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,070/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,135
−HK$6,760/mo
▼ 0.25% · 3.875%
HK$128,491
−HK$3,404/mo
Today · 4.125%
HK$131,895
baseline
▲ 0.50% · 4.625%
HK$138,848
+HK$6,953/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,790/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,619
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,118
−HK$4,570/mo
Today · 4.125%
HK$153,688
baseline
▲ 0.50% · 4.625%
HK$163,040
+HK$9,352/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,376/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,888
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,203
−HK$4,377/mo
Today · 4.125%
HK$169,580
baseline
▲ 0.50% · 4.625%
HK$178,519
+HK$8,939/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,160/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,474 · Scale 2, in force from 26 Feb 2026)