LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,346
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,845
−HK$2,540/mo
Today · 4.125%
HK$85,385
baseline
▲ 0.50% · 4.625%
HK$90,580
+HK$5,195/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,770/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,384
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,782
−HK$2,432/mo
Today · 4.125%
HK$94,214
baseline
▲ 0.50% · 4.625%
HK$99,180
+HK$4,966/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,428/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,415
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,415
−HK$3,047/mo
Today · 4.125%
HK$102,462
baseline
▲ 0.50% · 4.625%
HK$108,696
+HK$6,234/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,924/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,261
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,138
−HK$2,918/mo
Today · 4.125%
HK$113,056
baseline
▲ 0.50% · 4.625%
HK$119,016
+HK$5,960/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,112/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,485
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,984
−HK$3,555/mo
Today · 4.125%
HK$119,539
baseline
▲ 0.50% · 4.625%
HK$126,812
+HK$7,273/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$239,078/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,138
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,494
−HK$3,405/mo
Today · 4.125%
HK$131,899
baseline
▲ 0.50% · 4.625%
HK$138,852
+HK$6,953/mo
Deposit HK$10.57M · loan HK$24.66M · min. income ≈ HK$263,798/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,623
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,122
−HK$4,570/mo
Today · 4.125%
HK$153,692
baseline
▲ 0.50% · 4.625%
HK$163,044
+HK$9,352/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,384/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,892
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,207
−HK$4,377/mo
Today · 4.125%
HK$169,584
baseline
▲ 0.50% · 4.625%
HK$178,523
+HK$8,939/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,168/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,514 · Scale 2, in force from 26 Feb 2026)