LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,348
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,847
−HK$2,539/mo
Today · 4.125%
HK$85,386
baseline
▲ 0.50% · 4.625%
HK$90,582
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,772/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,386
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,783
−HK$2,432/mo
Today · 4.125%
HK$94,215
baseline
▲ 0.50% · 4.625%
HK$99,181
+HK$4,966/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,430/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,417
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,416
−HK$3,047/mo
Today · 4.125%
HK$102,463
baseline
▲ 0.50% · 4.625%
HK$108,698
+HK$6,235/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,926/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,263
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,140
−HK$2,918/mo
Today · 4.125%
HK$113,058
baseline
▲ 0.50% · 4.625%
HK$119,018
+HK$5,960/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,116/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,487
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,986
−HK$3,555/mo
Today · 4.125%
HK$119,541
baseline
▲ 0.50% · 4.625%
HK$126,814
+HK$7,273/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,082/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,140
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,497
−HK$3,404/mo
Today · 4.125%
HK$131,901
baseline
▲ 0.50% · 4.625%
HK$138,854
+HK$6,953/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,802/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,626
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,124
−HK$4,571/mo
Today · 4.125%
HK$153,695
baseline
▲ 0.50% · 4.625%
HK$163,047
+HK$9,352/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,390/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,895
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,210
−HK$4,377/mo
Today · 4.125%
HK$169,587
baseline
▲ 0.50% · 4.625%
HK$178,527
+HK$8,940/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,174/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,540 · Scale 2, in force from 26 Feb 2026)