LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,348
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,848
−HK$2,539/mo
Today · 4.125%
HK$85,387
baseline
▲ 0.50% · 4.625%
HK$90,583
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,774/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,387
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,784
−HK$2,432/mo
Today · 4.125%
HK$94,216
baseline
▲ 0.50% · 4.625%
HK$99,182
+HK$4,966/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,432/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,418
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,417
−HK$3,047/mo
Today · 4.125%
HK$102,464
baseline
▲ 0.50% · 4.625%
HK$108,699
+HK$6,235/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,928/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,264
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,141
−HK$2,918/mo
Today · 4.125%
HK$113,059
baseline
▲ 0.50% · 4.625%
HK$119,019
+HK$5,960/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,118/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,488
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,987
−HK$3,555/mo
Today · 4.125%
HK$119,542
baseline
▲ 0.50% · 4.625%
HK$126,816
+HK$7,274/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,084/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,141
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,498
−HK$3,404/mo
Today · 4.125%
HK$131,902
baseline
▲ 0.50% · 4.625%
HK$138,855
+HK$6,953/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,804/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,627
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,126
−HK$4,570/mo
Today · 4.125%
HK$153,696
baseline
▲ 0.50% · 4.625%
HK$163,049
+HK$9,353/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,392/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,896
−HK$8,693/mo
▼ 0.25% · 3.875%
HK$165,211
−HK$4,378/mo
Today · 4.125%
HK$169,589
baseline
▲ 0.50% · 4.625%
HK$178,528
+HK$8,939/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,178/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,554 · Scale 2, in force from 26 Feb 2026)