LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,349
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,848
−HK$2,539/mo
Today · 4.125%
HK$85,387
baseline
▲ 0.50% · 4.625%
HK$90,583
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,774/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,387
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,784
−HK$2,432/mo
Today · 4.125%
HK$94,216
baseline
▲ 0.50% · 4.625%
HK$99,183
+HK$4,967/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,432/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,418
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,417
−HK$3,048/mo
Today · 4.125%
HK$102,465
baseline
▲ 0.50% · 4.625%
HK$108,699
+HK$6,234/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$204,930/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,264
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,141
−HK$2,919/mo
Today · 4.125%
HK$113,060
baseline
▲ 0.50% · 4.625%
HK$119,019
+HK$5,959/mo
Deposit HK$14.09M · loan HK$21.14M · min. income ≈ HK$226,120/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,488
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,987
−HK$3,555/mo
Today · 4.125%
HK$119,542
baseline
▲ 0.50% · 4.625%
HK$126,816
+HK$7,274/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,084/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,142
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,498
−HK$3,405/mo
Today · 4.125%
HK$131,903
baseline
▲ 0.50% · 4.625%
HK$138,856
+HK$6,953/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,806/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,627
−HK$9,070/mo
▼ 0.25% · 3.875%
HK$149,126
−HK$4,571/mo
Today · 4.125%
HK$153,697
baseline
▲ 0.50% · 4.625%
HK$163,049
+HK$9,352/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,394/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,897
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,212
−HK$4,377/mo
Today · 4.125%
HK$169,589
baseline
▲ 0.50% · 4.625%
HK$178,529
+HK$8,940/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,178/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,558 · Scale 2, in force from 26 Feb 2026)