LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,353
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,852
−HK$2,539/mo
Today · 4.125%
HK$85,391
baseline
▲ 0.50% · 4.625%
HK$90,587
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,782/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,391
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,789
−HK$2,432/mo
Today · 4.125%
HK$94,221
baseline
▲ 0.50% · 4.625%
HK$99,187
+HK$4,966/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,442/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,423
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,422
−HK$3,048/mo
Today · 4.125%
HK$102,470
baseline
▲ 0.50% · 4.625%
HK$108,705
+HK$6,235/mo
Deposit HK$14.10M · loan HK$21.14M · min. income ≈ HK$204,940/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,270
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,147
−HK$2,918/mo
Today · 4.125%
HK$113,065
baseline
▲ 0.50% · 4.625%
HK$119,025
+HK$5,960/mo
Deposit HK$14.10M · loan HK$21.14M · min. income ≈ HK$226,130/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,494
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,993
−HK$3,555/mo
Today · 4.125%
HK$119,548
baseline
▲ 0.50% · 4.625%
HK$126,822
+HK$7,274/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,096/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,148
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,504
−HK$3,405/mo
Today · 4.125%
HK$131,909
baseline
▲ 0.50% · 4.625%
HK$138,862
+HK$6,953/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,818/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,635
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,134
−HK$4,570/mo
Today · 4.125%
HK$153,704
baseline
▲ 0.50% · 4.625%
HK$163,057
+HK$9,353/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$307,408/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,905
−HK$8,693/mo
▼ 0.25% · 3.875%
HK$165,220
−HK$4,378/mo
Today · 4.125%
HK$169,598
baseline
▲ 0.50% · 4.625%
HK$178,537
+HK$8,939/mo
Deposit HK$3.52M · loan HK$31.71M · min. income ≈ HK$339,196/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,632 · Scale 2, in force from 26 Feb 2026)