LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,354
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,853
−HK$2,540/mo
Today · 4.125%
HK$85,393
baseline
▲ 0.50% · 4.625%
HK$90,589
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,786/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,393
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,790
−HK$2,432/mo
Today · 4.125%
HK$94,222
baseline
▲ 0.50% · 4.625%
HK$99,189
+HK$4,967/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,444/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,425
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,424
−HK$3,047/mo
Today · 4.125%
HK$102,471
baseline
▲ 0.50% · 4.625%
HK$108,706
+HK$6,235/mo
Deposit HK$14.10M · loan HK$21.14M · min. income ≈ HK$204,942/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,271
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,148
−HK$2,919/mo
Today · 4.125%
HK$113,067
baseline
▲ 0.50% · 4.625%
HK$119,027
+HK$5,960/mo
Deposit HK$14.10M · loan HK$21.14M · min. income ≈ HK$226,134/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,495
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$115,995
−HK$3,555/mo
Today · 4.125%
HK$119,550
baseline
▲ 0.50% · 4.625%
HK$126,824
+HK$7,274/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,100/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,150
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,506
−HK$3,405/mo
Today · 4.125%
HK$131,911
baseline
▲ 0.50% · 4.625%
HK$138,865
+HK$6,954/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,822/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,637
−HK$9,070/mo
▼ 0.25% · 3.875%
HK$149,136
−HK$4,571/mo
Today · 4.125%
HK$153,707
baseline
▲ 0.50% · 4.625%
HK$163,060
+HK$9,353/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,414/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,907
−HK$8,693/mo
▼ 0.25% · 3.875%
HK$165,223
−HK$4,377/mo
Today · 4.125%
HK$169,600
baseline
▲ 0.50% · 4.625%
HK$178,540
+HK$8,940/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,200/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,656 · Scale 2, in force from 26 Feb 2026)