LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,359
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,859
−HK$2,539/mo
Today · 4.125%
HK$85,398
baseline
▲ 0.50% · 4.625%
HK$90,594
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,796/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,399
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,796
−HK$2,432/mo
Today · 4.125%
HK$94,228
baseline
▲ 0.50% · 4.625%
HK$99,195
+HK$4,967/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,456/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,431
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,430
−HK$3,048/mo
Today · 4.125%
HK$102,478
baseline
▲ 0.50% · 4.625%
HK$108,713
+HK$6,235/mo
Deposit HK$14.10M · loan HK$21.14M · min. income ≈ HK$204,956/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,278
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,155
−HK$2,919/mo
Today · 4.125%
HK$113,074
baseline
▲ 0.50% · 4.625%
HK$119,034
+HK$5,960/mo
Deposit HK$14.10M · loan HK$21.14M · min. income ≈ HK$226,148/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,503
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$116,002
−HK$3,555/mo
Today · 4.125%
HK$119,557
baseline
▲ 0.50% · 4.625%
HK$126,832
+HK$7,275/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,114/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,158
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$128,515
−HK$3,405/mo
Today · 4.125%
HK$131,920
baseline
▲ 0.50% · 4.625%
HK$138,874
+HK$6,954/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,840/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,646
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$149,145
−HK$4,572/mo
Today · 4.125%
HK$153,717
baseline
▲ 0.50% · 4.625%
HK$163,070
+HK$9,353/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,434/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,917
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$165,233
−HK$4,378/mo
Today · 4.125%
HK$169,611
baseline
▲ 0.50% · 4.625%
HK$178,552
+HK$8,941/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,222/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,752 · Scale 2, in force from 26 Feb 2026)