LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,362
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,862
−HK$2,539/mo
Today · 4.125%
HK$85,401
baseline
▲ 0.50% · 4.625%
HK$90,598
+HK$5,197/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,802/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,402
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,799
−HK$2,433/mo
Today · 4.125%
HK$94,232
baseline
▲ 0.50% · 4.625%
HK$99,199
+HK$4,967/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,464/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,434
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,434
−HK$3,047/mo
Today · 4.125%
HK$102,481
baseline
▲ 0.50% · 4.625%
HK$108,717
+HK$6,236/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$204,962/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,282
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,159
−HK$2,919/mo
Today · 4.125%
HK$113,078
baseline
▲ 0.50% · 4.625%
HK$119,039
+HK$5,961/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,156/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,507
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$116,006
−HK$3,556/mo
Today · 4.125%
HK$119,562
baseline
▲ 0.50% · 4.625%
HK$126,837
+HK$7,275/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,124/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,162
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,519
−HK$3,406/mo
Today · 4.125%
HK$131,925
baseline
▲ 0.50% · 4.625%
HK$138,878
+HK$6,953/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,850/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,651
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$149,151
−HK$4,571/mo
Today · 4.125%
HK$153,722
baseline
▲ 0.50% · 4.625%
HK$163,076
+HK$9,354/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,444/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,923
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$165,239
−HK$4,378/mo
Today · 4.125%
HK$169,617
baseline
▲ 0.50% · 4.625%
HK$178,558
+HK$8,941/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,234/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,805 · Scale 2, in force from 26 Feb 2026)