LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,364
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,864
−HK$2,540/mo
Today · 4.125%
HK$85,404
baseline
▲ 0.50% · 4.625%
HK$90,600
+HK$5,196/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,808/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,404
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,802
−HK$2,432/mo
Today · 4.125%
HK$94,234
baseline
▲ 0.50% · 4.625%
HK$99,202
+HK$4,968/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,468/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,437
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,437
−HK$3,047/mo
Today · 4.125%
HK$102,484
baseline
▲ 0.50% · 4.625%
HK$108,720
+HK$6,236/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$204,968/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,285
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,162
−HK$2,919/mo
Today · 4.125%
HK$113,081
baseline
▲ 0.50% · 4.625%
HK$119,042
+HK$5,961/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,162/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,510
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$116,009
−HK$3,556/mo
Today · 4.125%
HK$119,565
baseline
▲ 0.50% · 4.625%
HK$126,840
+HK$7,275/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,130/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,166
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$128,523
−HK$3,405/mo
Today · 4.125%
HK$131,928
baseline
▲ 0.50% · 4.625%
HK$138,882
+HK$6,954/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,856/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,655
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$149,155
−HK$4,571/mo
Today · 4.125%
HK$153,726
baseline
▲ 0.50% · 4.625%
HK$163,080
+HK$9,354/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,452/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,927
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$165,243
−HK$4,379/mo
Today · 4.125%
HK$169,622
baseline
▲ 0.50% · 4.625%
HK$178,563
+HK$8,941/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,244/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,845 · Scale 2, in force from 26 Feb 2026)