LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,367
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,867
−HK$2,539/mo
Today · 4.125%
HK$85,406
baseline
▲ 0.50% · 4.625%
HK$90,603
+HK$5,197/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,812/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,407
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,805
−HK$2,433/mo
Today · 4.125%
HK$94,238
baseline
▲ 0.50% · 4.625%
HK$99,205
+HK$4,967/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,476/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,440
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,440
−HK$3,048/mo
Today · 4.125%
HK$102,488
baseline
▲ 0.50% · 4.625%
HK$108,724
+HK$6,236/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$204,976/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,289
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,166
−HK$2,919/mo
Today · 4.125%
HK$113,085
baseline
▲ 0.50% · 4.625%
HK$119,046
+HK$5,961/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,170/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,513
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,013
−HK$3,556/mo
Today · 4.125%
HK$119,569
baseline
▲ 0.50% · 4.625%
HK$126,844
+HK$7,275/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,138/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,170
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,527
−HK$3,406/mo
Today · 4.125%
HK$131,933
baseline
▲ 0.50% · 4.625%
HK$138,887
+HK$6,954/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,866/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,660
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,160
−HK$4,572/mo
Today · 4.125%
HK$153,732
baseline
▲ 0.50% · 4.625%
HK$163,086
+HK$9,354/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,464/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,933
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$165,249
−HK$4,379/mo
Today · 4.125%
HK$169,628
baseline
▲ 0.50% · 4.625%
HK$178,569
+HK$8,941/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,256/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,896 · Scale 2, in force from 26 Feb 2026)