LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,368
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,868
−HK$2,540/mo
Today · 4.125%
HK$85,408
baseline
▲ 0.50% · 4.625%
HK$90,605
+HK$5,197/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,816/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,409
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,807
−HK$2,432/mo
Today · 4.125%
HK$94,239
baseline
▲ 0.50% · 4.625%
HK$99,207
+HK$4,968/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,478/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,442
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,442
−HK$3,047/mo
Today · 4.125%
HK$102,489
baseline
▲ 0.50% · 4.625%
HK$108,726
+HK$6,237/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$204,978/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,290
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,168
−HK$2,919/mo
Today · 4.125%
HK$113,087
baseline
▲ 0.50% · 4.625%
HK$119,048
+HK$5,961/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,174/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,515
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,015
−HK$3,556/mo
Today · 4.125%
HK$119,571
baseline
▲ 0.50% · 4.625%
HK$126,847
+HK$7,276/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,142/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,172
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,529
−HK$3,406/mo
Today · 4.125%
HK$131,935
baseline
▲ 0.50% · 4.625%
HK$138,889
+HK$6,954/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,870/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,662
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,162
−HK$4,572/mo
Today · 4.125%
HK$153,734
baseline
▲ 0.50% · 4.625%
HK$163,088
+HK$9,354/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,468/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,936
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$165,252
−HK$4,378/mo
Today · 4.125%
HK$169,630
baseline
▲ 0.50% · 4.625%
HK$178,572
+HK$8,942/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,260/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,497,920 · Scale 2, in force from 26 Feb 2026)