LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,373
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,873
−HK$2,540/mo
Today · 4.125%
HK$85,413
baseline
▲ 0.50% · 4.625%
HK$90,611
+HK$5,198/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,826/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,414
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,812
−HK$2,433/mo
Today · 4.125%
HK$94,245
baseline
▲ 0.50% · 4.625%
HK$99,213
+HK$4,968/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,490/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,448
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,448
−HK$3,048/mo
Today · 4.125%
HK$102,496
baseline
▲ 0.50% · 4.625%
HK$108,733
+HK$6,237/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$204,992/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,297
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,175
−HK$2,919/mo
Today · 4.125%
HK$113,094
baseline
▲ 0.50% · 4.625%
HK$119,056
+HK$5,962/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,188/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,522
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,023
−HK$3,556/mo
Today · 4.125%
HK$119,579
baseline
▲ 0.50% · 4.625%
HK$126,855
+HK$7,276/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,158/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,180
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,537
−HK$3,406/mo
Today · 4.125%
HK$131,943
baseline
▲ 0.50% · 4.625%
HK$138,898
+HK$6,955/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,886/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,672
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,172
−HK$4,572/mo
Today · 4.125%
HK$153,744
baseline
▲ 0.50% · 4.625%
HK$163,099
+HK$9,355/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,488/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,946
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$165,262
−HK$4,379/mo
Today · 4.125%
HK$169,641
baseline
▲ 0.50% · 4.625%
HK$178,583
+HK$8,942/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,282/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,017 · Scale 2, in force from 26 Feb 2026)