LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,376
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,876
−HK$2,540/mo
Today · 4.125%
HK$85,416
baseline
▲ 0.50% · 4.625%
HK$90,614
+HK$5,198/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$170,832/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,418
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,816
−HK$2,433/mo
Today · 4.125%
HK$94,249
baseline
▲ 0.50% · 4.625%
HK$99,217
+HK$4,968/mo
Deposit HK$17.62M · loan HK$17.62M · min. income ≈ HK$188,498/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,451
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,451
−HK$3,049/mo
Today · 4.125%
HK$102,500
baseline
▲ 0.50% · 4.625%
HK$108,736
+HK$6,236/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,000/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,301
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,179
−HK$2,919/mo
Today · 4.125%
HK$113,098
baseline
▲ 0.50% · 4.625%
HK$119,060
+HK$5,962/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,196/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,527
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,027
−HK$3,556/mo
Today · 4.125%
HK$119,583
baseline
▲ 0.50% · 4.625%
HK$126,859
+HK$7,276/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$239,166/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,185
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,542
−HK$3,406/mo
Today · 4.125%
HK$131,948
baseline
▲ 0.50% · 4.625%
HK$138,903
+HK$6,955/mo
Deposit HK$10.57M · loan HK$24.67M · min. income ≈ HK$263,896/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,677
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,177
−HK$4,572/mo
Today · 4.125%
HK$153,749
baseline
▲ 0.50% · 4.625%
HK$163,105
+HK$9,356/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$307,498/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,952
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$165,268
−HK$4,379/mo
Today · 4.125%
HK$169,647
baseline
▲ 0.50% · 4.625%
HK$178,590
+HK$8,943/mo
Deposit HK$3.52M · loan HK$31.72M · min. income ≈ HK$339,294/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,070 · Scale 2, in force from 26 Feb 2026)