LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,380
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,881
−HK$2,540/mo
Today · 4.125%
HK$85,421
baseline
▲ 0.50% · 4.625%
HK$90,619
+HK$5,198/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,842/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,422
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,821
−HK$2,433/mo
Today · 4.125%
HK$94,254
baseline
▲ 0.50% · 4.625%
HK$99,222
+HK$4,968/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,508/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,456
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,457
−HK$3,048/mo
Today · 4.125%
HK$102,505
baseline
▲ 0.50% · 4.625%
HK$108,742
+HK$6,237/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,010/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,307
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,185
−HK$2,919/mo
Today · 4.125%
HK$113,104
baseline
▲ 0.50% · 4.625%
HK$119,066
+HK$5,962/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,208/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,533
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,033
−HK$3,556/mo
Today · 4.125%
HK$119,589
baseline
▲ 0.50% · 4.625%
HK$126,866
+HK$7,277/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,178/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,191
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,549
−HK$3,406/mo
Today · 4.125%
HK$131,955
baseline
▲ 0.50% · 4.625%
HK$138,911
+HK$6,956/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,910/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,685
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,185
−HK$4,573/mo
Today · 4.125%
HK$153,758
baseline
▲ 0.50% · 4.625%
HK$163,114
+HK$9,356/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,516/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,960
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,277
−HK$4,379/mo
Today · 4.125%
HK$169,656
baseline
▲ 0.50% · 4.625%
HK$178,599
+HK$8,943/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,312/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,151 · Scale 2, in force from 26 Feb 2026)