LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,381
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,881
−HK$2,541/mo
Today · 4.125%
HK$85,422
baseline
▲ 0.50% · 4.625%
HK$90,619
+HK$5,197/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,844/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,423
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,821
−HK$2,433/mo
Today · 4.125%
HK$94,254
baseline
▲ 0.50% · 4.625%
HK$99,223
+HK$4,969/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,508/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,457
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,458
−HK$3,048/mo
Today · 4.125%
HK$102,506
baseline
▲ 0.50% · 4.625%
HK$108,743
+HK$6,237/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,012/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,308
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,186
−HK$2,919/mo
Today · 4.125%
HK$113,105
baseline
▲ 0.50% · 4.625%
HK$119,067
+HK$5,962/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,210/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,533
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,034
−HK$3,556/mo
Today · 4.125%
HK$119,590
baseline
▲ 0.50% · 4.625%
HK$126,867
+HK$7,277/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,180/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,192
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,550
−HK$3,406/mo
Today · 4.125%
HK$131,956
baseline
▲ 0.50% · 4.625%
HK$138,912
+HK$6,956/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,912/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,686
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,186
−HK$4,573/mo
Today · 4.125%
HK$153,759
baseline
▲ 0.50% · 4.625%
HK$163,115
+HK$9,356/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,518/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,962
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,278
−HK$4,380/mo
Today · 4.125%
HK$169,658
baseline
▲ 0.50% · 4.625%
HK$178,601
+HK$8,943/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,316/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,162 · Scale 2, in force from 26 Feb 2026)