LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,382
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,882
−HK$2,540/mo
Today · 4.125%
HK$85,422
baseline
▲ 0.50% · 4.625%
HK$90,620
+HK$5,198/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,844/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,424
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,822
−HK$2,433/mo
Today · 4.125%
HK$94,255
baseline
▲ 0.50% · 4.625%
HK$99,223
+HK$4,968/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,510/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,458
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,458
−HK$3,049/mo
Today · 4.125%
HK$102,507
baseline
▲ 0.50% · 4.625%
HK$108,744
+HK$6,237/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,014/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,309
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,187
−HK$2,919/mo
Today · 4.125%
HK$113,106
baseline
▲ 0.50% · 4.625%
HK$119,068
+HK$5,962/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,212/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,534
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,035
−HK$3,556/mo
Today · 4.125%
HK$119,591
baseline
▲ 0.50% · 4.625%
HK$126,868
+HK$7,277/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,182/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,193
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,551
−HK$3,406/mo
Today · 4.125%
HK$131,957
baseline
▲ 0.50% · 4.625%
HK$138,913
+HK$6,956/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,914/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,687
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,188
−HK$4,572/mo
Today · 4.125%
HK$153,760
baseline
▲ 0.50% · 4.625%
HK$163,116
+HK$9,356/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,520/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,963
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,280
−HK$4,379/mo
Today · 4.125%
HK$169,659
baseline
▲ 0.50% · 4.625%
HK$178,602
+HK$8,943/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,318/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,176 · Scale 2, in force from 26 Feb 2026)