LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,382
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,882
−HK$2,541/mo
Today · 4.125%
HK$85,423
baseline
▲ 0.50% · 4.625%
HK$90,621
+HK$5,198/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,846/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,424
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,823
−HK$2,433/mo
Today · 4.125%
HK$94,256
baseline
▲ 0.50% · 4.625%
HK$99,224
+HK$4,968/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,512/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,459
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,459
−HK$3,048/mo
Today · 4.125%
HK$102,507
baseline
▲ 0.50% · 4.625%
HK$108,745
+HK$6,238/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,014/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,309
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,187
−HK$2,920/mo
Today · 4.125%
HK$113,107
baseline
▲ 0.50% · 4.625%
HK$119,069
+HK$5,962/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,214/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,535
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,035
−HK$3,557/mo
Today · 4.125%
HK$119,592
baseline
▲ 0.50% · 4.625%
HK$126,869
+HK$7,277/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,184/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,194
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,552
−HK$3,406/mo
Today · 4.125%
HK$131,958
baseline
▲ 0.50% · 4.625%
HK$138,914
+HK$6,956/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,916/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,688
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,188
−HK$4,573/mo
Today · 4.125%
HK$153,761
baseline
▲ 0.50% · 4.625%
HK$163,117
+HK$9,356/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,522/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,964
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,281
−HK$4,379/mo
Today · 4.125%
HK$169,660
baseline
▲ 0.50% · 4.625%
HK$178,603
+HK$8,943/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,320/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,183 · Scale 2, in force from 26 Feb 2026)