LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,386
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,887
−HK$2,540/mo
Today · 4.125%
HK$85,427
baseline
▲ 0.50% · 4.625%
HK$90,625
+HK$5,198/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,854/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,429
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,827
−HK$2,433/mo
Today · 4.125%
HK$94,260
baseline
▲ 0.50% · 4.625%
HK$99,229
+HK$4,969/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,520/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,463
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,464
−HK$3,049/mo
Today · 4.125%
HK$102,513
baseline
▲ 0.50% · 4.625%
HK$108,750
+HK$6,237/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,026/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,315
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,193
−HK$2,920/mo
Today · 4.125%
HK$113,113
baseline
▲ 0.50% · 4.625%
HK$119,075
+HK$5,962/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,226/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,541
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,041
−HK$3,557/mo
Today · 4.125%
HK$119,598
baseline
▲ 0.50% · 4.625%
HK$126,875
+HK$7,277/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,196/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,200
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$128,558
−HK$3,407/mo
Today · 4.125%
HK$131,965
baseline
▲ 0.50% · 4.625%
HK$138,921
+HK$6,956/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,930/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,695
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$149,196
−HK$4,573/mo
Today · 4.125%
HK$153,769
baseline
▲ 0.50% · 4.625%
HK$163,125
+HK$9,356/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,538/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,972
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$165,289
−HK$4,380/mo
Today · 4.125%
HK$169,669
baseline
▲ 0.50% · 4.625%
HK$178,612
+HK$8,943/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,338/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,260 · Scale 2, in force from 26 Feb 2026)