LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,387
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,887
−HK$2,541/mo
Today · 4.125%
HK$85,428
baseline
▲ 0.50% · 4.625%
HK$90,626
+HK$5,198/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,856/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,429
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,828
−HK$2,433/mo
Today · 4.125%
HK$94,261
baseline
▲ 0.50% · 4.625%
HK$99,230
+HK$4,969/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,522/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,464
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,465
−HK$3,048/mo
Today · 4.125%
HK$102,513
baseline
▲ 0.50% · 4.625%
HK$108,751
+HK$6,238/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,026/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,315
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,193
−HK$2,920/mo
Today · 4.125%
HK$113,113
baseline
▲ 0.50% · 4.625%
HK$119,076
+HK$5,963/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,226/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,541
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$116,042
−HK$3,557/mo
Today · 4.125%
HK$119,599
baseline
▲ 0.50% · 4.625%
HK$126,876
+HK$7,277/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,198/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,201
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,559
−HK$3,406/mo
Today · 4.125%
HK$131,965
baseline
▲ 0.50% · 4.625%
HK$138,921
+HK$6,956/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,930/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,696
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$149,197
−HK$4,573/mo
Today · 4.125%
HK$153,770
baseline
▲ 0.50% · 4.625%
HK$163,126
+HK$9,356/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,540/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,973
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$165,290
−HK$4,380/mo
Today · 4.125%
HK$169,670
baseline
▲ 0.50% · 4.625%
HK$178,613
+HK$8,943/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,340/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,268 · Scale 2, in force from 26 Feb 2026)