LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,389
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,890
−HK$2,541/mo
Today · 4.125%
HK$85,431
baseline
▲ 0.50% · 4.625%
HK$90,629
+HK$5,198/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,862/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,433
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,831
−HK$2,433/mo
Today · 4.125%
HK$94,264
baseline
▲ 0.50% · 4.625%
HK$99,233
+HK$4,969/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,528/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,467
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,468
−HK$3,049/mo
Today · 4.125%
HK$102,517
baseline
▲ 0.50% · 4.625%
HK$108,755
+HK$6,238/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,034/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,319
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,197
−HK$2,920/mo
Today · 4.125%
HK$113,117
baseline
▲ 0.50% · 4.625%
HK$119,080
+HK$5,963/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,234/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,545
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$116,046
−HK$3,557/mo
Today · 4.125%
HK$119,603
baseline
▲ 0.50% · 4.625%
HK$126,880
+HK$7,277/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,206/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,206
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,563
−HK$3,407/mo
Today · 4.125%
HK$131,970
baseline
▲ 0.50% · 4.625%
HK$138,926
+HK$6,956/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,940/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,701
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$149,202
−HK$4,573/mo
Today · 4.125%
HK$153,775
baseline
▲ 0.50% · 4.625%
HK$163,132
+HK$9,357/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,550/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,979
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$165,296
−HK$4,380/mo
Today · 4.125%
HK$169,676
baseline
▲ 0.50% · 4.625%
HK$178,620
+HK$8,944/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,352/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,320 · Scale 2, in force from 26 Feb 2026)