LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,393
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,894
−HK$2,541/mo
Today · 4.125%
HK$85,435
baseline
▲ 0.50% · 4.625%
HK$90,633
+HK$5,198/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,870/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,437
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,835
−HK$2,434/mo
Today · 4.125%
HK$94,269
baseline
▲ 0.50% · 4.625%
HK$99,238
+HK$4,969/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,538/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,472
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,473
−HK$3,049/mo
Today · 4.125%
HK$102,522
baseline
▲ 0.50% · 4.625%
HK$108,760
+HK$6,238/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$205,044/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,324
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,202
−HK$2,920/mo
Today · 4.125%
HK$113,122
baseline
▲ 0.50% · 4.625%
HK$119,085
+HK$5,963/mo
Deposit HK$14.10M · loan HK$21.15M · min. income ≈ HK$226,244/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,551
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,051
−HK$3,557/mo
Today · 4.125%
HK$119,608
baseline
▲ 0.50% · 4.625%
HK$126,886
+HK$7,278/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,216/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,211
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$128,569
−HK$3,407/mo
Today · 4.125%
HK$131,976
baseline
▲ 0.50% · 4.625%
HK$138,933
+HK$6,957/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,952/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,708
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$149,209
−HK$4,573/mo
Today · 4.125%
HK$153,782
baseline
▲ 0.50% · 4.625%
HK$163,140
+HK$9,358/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,564/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,986
−HK$8,698/mo
▼ 0.25% · 3.875%
HK$165,304
−HK$4,380/mo
Today · 4.125%
HK$169,684
baseline
▲ 0.50% · 4.625%
HK$178,628
+HK$8,944/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,368/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,390 · Scale 2, in force from 26 Feb 2026)