LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,401
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,902
−HK$2,541/mo
Today · 4.125%
HK$85,443
baseline
▲ 0.50% · 4.625%
HK$90,642
+HK$5,199/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,886/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,446
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,845
−HK$2,433/mo
Today · 4.125%
HK$94,278
baseline
▲ 0.50% · 4.625%
HK$99,248
+HK$4,970/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,556/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,482
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,483
−HK$3,049/mo
Today · 4.125%
HK$102,532
baseline
▲ 0.50% · 4.625%
HK$108,771
+HK$6,239/mo
Deposit HK$14.10M · loan HK$21.16M · min. income ≈ HK$205,064/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,335
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,213
−HK$2,921/mo
Today · 4.125%
HK$113,134
baseline
▲ 0.50% · 4.625%
HK$119,097
+HK$5,963/mo
Deposit HK$14.10M · loan HK$21.16M · min. income ≈ HK$226,268/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,562
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,063
−HK$3,558/mo
Today · 4.125%
HK$119,621
baseline
▲ 0.50% · 4.625%
HK$126,899
+HK$7,278/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,242/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,224
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$128,582
−HK$3,407/mo
Today · 4.125%
HK$131,989
baseline
▲ 0.50% · 4.625%
HK$138,947
+HK$6,958/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,978/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,722
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$149,224
−HK$4,574/mo
Today · 4.125%
HK$153,798
baseline
▲ 0.50% · 4.625%
HK$163,156
+HK$9,358/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,596/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,002
−HK$8,699/mo
▼ 0.25% · 3.875%
HK$165,320
−HK$4,381/mo
Today · 4.125%
HK$169,701
baseline
▲ 0.50% · 4.625%
HK$178,646
+HK$8,945/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,402/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,541 · Scale 2, in force from 26 Feb 2026)