LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,403
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,904
−HK$2,541/mo
Today · 4.125%
HK$85,445
baseline
▲ 0.50% · 4.625%
HK$90,645
+HK$5,200/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,890/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,448
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,847
−HK$2,434/mo
Today · 4.125%
HK$94,281
baseline
▲ 0.50% · 4.625%
HK$99,250
+HK$4,969/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,562/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,484
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,485
−HK$3,050/mo
Today · 4.125%
HK$102,535
baseline
▲ 0.50% · 4.625%
HK$108,774
+HK$6,239/mo
Deposit HK$14.10M · loan HK$21.16M · min. income ≈ HK$205,070/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,338
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,216
−HK$2,921/mo
Today · 4.125%
HK$113,137
baseline
▲ 0.50% · 4.625%
HK$119,100
+HK$5,963/mo
Deposit HK$14.10M · loan HK$21.16M · min. income ≈ HK$226,274/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,565
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,066
−HK$3,558/mo
Today · 4.125%
HK$119,624
baseline
▲ 0.50% · 4.625%
HK$126,902
+HK$7,278/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,248/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,227
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,586
−HK$3,407/mo
Today · 4.125%
HK$131,993
baseline
▲ 0.50% · 4.625%
HK$138,950
+HK$6,957/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,986/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,726
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$149,228
−HK$4,574/mo
Today · 4.125%
HK$153,802
baseline
▲ 0.50% · 4.625%
HK$163,160
+HK$9,358/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$307,604/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,006
−HK$8,699/mo
▼ 0.25% · 3.875%
HK$165,325
−HK$4,380/mo
Today · 4.125%
HK$169,705
baseline
▲ 0.50% · 4.625%
HK$178,651
+HK$8,946/mo
Deposit HK$3.53M · loan HK$31.73M · min. income ≈ HK$339,410/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,581 · Scale 2, in force from 26 Feb 2026)